Cluster Liability Manager

Job Description: Cluster Liability Manager

About Surya International Enterprise Private Limited:
Surya International Enterprise Private Limited is a dynamic and diversified organization with expertise across multiple sectors, including EPC, renewable energy, manufacturing, and fintech. Driven by innovation and excellence, the company is committed to delivering sustainable growth and high-quality solutions to its clients. With a focus on customer satisfaction, operational efficiency, and environmental responsibility, Surya International has built a reputation for reliability, integrity, and excellence. Its robust infrastructure, skilled workforce, and dedication to research and development keep it ahead of the competition.

As a leader in its industries, Surya International is making significant contributions to India's industrial and economic growth. Through its subsidiaries, such as MoneyMela P2P Fintech Private Limited, the company continues to expand its global footprint and deliver impactful, future-ready solutions.

About MoneyMela P2P Fintech Private Limited:
MoneyMela P2P Fintech Private Limited, a subsidiary of Surya International, is a pioneering platform in the peer-to-peer lending and investment space. By connecting credible borrowers with investors, MoneyMela ensures secure and high-return investment opportunities. With its cutting-edge technology, transparent processes, and user-friendly platform, MoneyMela is revolutionizing the financial ecosystem.

Dedicated to fostering financial inclusion, the company empowers individuals and businesses to achieve their financial goals. MoneyMela is committed to creating a seamless, rewarding, and inclusive financial experience for all stakeholders, becoming a trusted partner in the journey to financial growth.

Role Overview:

The Cluster Liability Manager will be responsible for managing liability-related activities within a specific zone, including acquiring, maintaining, and growing the liability portfolio. The role requires expertise in building strong client relationships, achieving liability targets, and ensuring compliance with regulatory standards.

Key Responsibilities:

1. Client Acquisition and Relationship Management:

   • Identify and onboard high-value liability clients within the designated cluster.
   • Build and nurture long-term relationships with existing and new clients.
   • Provide personalized financial solutions to meet client needs and objectives.

2. Liability Portfolio Management:

   • Drive growth in the cluster's liability portfolio, achieving predefined targets.
   • Monitor and analyze portfolio performance, ensuring a balance between growth and risk.
   • Ensure retention of high-value clients and enhance overall client satisfaction.

3. Business Development:

   • Develop and execute strategies to grow the liability business in the assigned zone.
   • Collaborate with internal teams to create innovative products and services.
   • Drive campaigns and initiatives to attract new liability clients.

4. Compliance and Reporting:

   • Ensure all liability management activities comply with regulatory and organizational guidelines.
   • Maintain accurate and updated records of all client interactions and transactions.
   • Prepare and present periodic performance reports to senior management.

5. Market Insights:

   • Stay updated on market trends, competition, and regulatory changes impacting the liability business.
   • Provide insights and recommendations to enhance the cluster’s liability strategy.

Key Requirements:

• Education: Bachelor’s degree in Finance, Business Administration, or a related field. An MBA is preferred.
• Experience: Minimum 3 years of experience in liability management, banking, or related financial services.
• Skills:
  • Strong understanding of financial products, liability management, and customer relationship management.
  • Excellent communication, negotiation, and interpersonal skills.
  • Proficiency in financial tools and CRM software.
  • Analytical and problem-solving skills.

Attributes:

• Goal-oriented and self-driven.
• Exceptional organizational and multitasking abilities.
• Ability to build trust and establish credibility with clients.
• Adaptable to dynamic and high-pressure environments.

What We Offer:

• Competitive salary and incentive structure.
• Opportunities for professional growth in a leading fintech subsidiary.
• A collaborative and supportive work culture.