Cluster Investor Executive

About Surya International Enterprise Private Limited:
Surya International Enterprise Private Limited is a diversified organization with expertise in EPC, renewable energy, manufacturing, and fintech. Committed to delivering excellence, the company focuses on customer satisfaction, innovation, and sustainable growth. Surya International's skilled workforce, robust infrastructure, and dedication to research and development make it a trusted name in its industries.

Through its subsidiaries like MoneyMela P2P Fintech Private Limited, the company is expanding its global presence and delivering impactful solutions to businesses and individuals.

About MoneyMela P2P Fintech Private Limited:
MoneyMela P2P Fintech Private Limited, a subsidiary of Surya International, is a next-generation platform in the peer-to-peer lending and investment space. The company connects borrowers with investors, offering innovative financial solutions that are secure, efficient, and high-yielding.

With a commitment to financial inclusion and transparency, MoneyMela strives to empower clients and foster economic growth. The platform leverages cutting-edge technology to provide user-friendly services and build trust among its stakeholders.

Role Overview:

The Cluster Asset Executive will be responsible for driving asset management operations within an assigned cluster. This role involves onboarding borrowers, managing disbursal processes, ensuring timely repayment, and achieving asset quality targets. The ideal candidate will have strong customer relationship skills, a deep understanding of lending operations, and the ability to work in a dynamic environment.

Key Responsibilities:

1. Borrower Onboarding and Relationship Management:

   • Identify, onboard, and manage borrowers within the designated cluster.
   • Conduct borrower assessments to evaluate creditworthiness and repayment capacity.
   • Build and maintain strong relationships with borrowers to ensure high levels of satisfaction.

2. Disbursement Management:

   • Oversee the disbursal of loans and ensure proper documentation and compliance.
   • Collaborate with internal teams to streamline disbursal processes and minimize turnaround time.

3. Repayment Monitoring:

   • Track and monitor borrower repayment schedules to ensure timely collections.
   • Implement strategies to minimize defaults and maintain asset quality.

4. Compliance and Reporting:

   • Ensure all lending activities comply with regulatory and company policies.
   • Maintain accurate records of borrower interactions, loan disbursals, and repayments.
   • Prepare periodic reports on asset performance and borrower status for management review.

5. Market Insights:

   • Stay updated on market trends and borrower behavior within the cluster.
   • Provide insights and feedback to improve asset management strategies.

Key Requirements:

• Education: Bachelor’s degree in Finance, Business Administration, or a related field.
• Experience: Minimum 2 years in lending, asset management, or financial services.
• Skills:
  • Strong understanding of lending processes and credit assessment.
  • Excellent communication and negotiation skills.
  • Proficiency in financial tools and software.
  • Analytical and problem-solving abilities.

Attributes:

• Goal-oriented and proactive.
• Strong interpersonal skills with a customer-first approach.
• Ability to multitask and prioritize in a fast-paced environment.
• Attention to detail and commitment to quality.

What We Offer:

• Competitive salary and performance-based incentives.
• Opportunities for growth in a fast-evolving fintech environment.
• A supportive and innovative work culture.